Motor Third-Party commercial insurance, also known as commercial vehicle third-party insurance, is a type of liability insurance that covers damages or injuries caused to a third party by your business vehicle. Here are the key aspects:

Liability Coverage: This is the primary component, covering legal liabilities for bodily injury or property damage to third parties caused by your business vehicle.

Legal Protection: It includes coverage for legal expenses if you are sued by a third party due to an accident involving your business vehicle.

Mandatory Requirement: In many regions, having third-party insurance is a legal requirement for all commercial vehicles.

This type of insurance does not cover damages to your own vehicle or injuries to the driver and passengers. For comprehensive protection, businesses often combine third-party insurance with other types of coverage, such as collision and comprehensive insurance.