Motor comprehensive commercial insurance, also known as commercial auto insurance, is designed to protect vehicles used for business purposes. This type of insurance typically covers:
Liability Coverage: Protects against bodily injury and property damage caused to others by your business vehicles
Physical Damage Coverage: Covers accidental loss or damage to your business vehicles.
Collision Coverage: Pays for damages resulting from collisions with other vehicles or objects.
Comprehensive Coverage: Covers non-collision-related damages such as theft, fire, vandalism, and natural disasters
Medical Payments: Covers medical expenses for injuries sustained by the driver and passengers in your business vehicles.
Uninsured/Underinsured Motorist Coverage: Protects against damages caused by drivers who do not have sufficient insurance.
This insurance is essential for businesses that use vehicles for operations, such as delivery services, contractors, and sales teams. It ensures that your business is financially protected in case of accidents or other unforeseen events involving your vehicles.